What are the basic rules of income tax?

Understanding income tax is essential for every earning individual or business. These basic rules are governed by the Income Tax Act, which outlines how different types of income are taxed and what...

What is Jane Street and How Does It Work?

Jane Street has recently been making headlines after reportedly backing out of a major ETF deal, raising questions about its trading strategy and market stance. This event has piqued interest among...

What is the 40% EMI Rule?

When you’re planning to take a loan, especially for a house, car, or even personal needs, understanding how much you can safely borrow is crucial. One popular guideline that financial institutions ...

What is the Income Tax Act 2025?

Enacted in 1961, the Indian Income Tax Act serves as the legal framework for income taxation in India. What is the Income Tax Act? This is a question that leads us into a complex system, which incl...

Types of Personal Loans from Banks

Did you know that over 30% of salaried individuals in India have availed at least one personal loan? The demand continues to rise, but Types of Personal Loans from Banks often confuse borrowers. So...

Gold Prices in India Decline Slightly Amid Easing Geopolitical Tensions

“Gold never loses its lustre,  but even it takes a breather now and then.” After hitting a high of ₹57,200 per 10 grams for 22 carat gold in mid-June, gold prices in India have seen a modest declin...

Best Personal Loan in India for Salaried Individuals

When you’re a salaried professional, managing sudden expenses or big financial goals often calls for extra funds. Whether it’s planning a wedding, renovating your home, covering medical bills, or c...

Types of ITR Filing

In India, nearly 60% of people file an Income Tax Return (ITR), yet a large percentage of taxpayers remain confused about which ITR form they are supposed to fill. With different income sources, ca...

Top 5 Upcoming IPOs in 2025

The top 5 upcoming IPOs in 2025 are preluding to what might turn out to be one of the most eventful years in Indian markets. The question that investors are already putting forward is: Which IPO sh...

What Are the Top 3 Financial Habits?

If you’ve ever wondered what are the top 3 financial habits that can truly change your life, the answer lies in three simple yet powerful practices: budgeting, saving, and mindful spending. These h...

How Will RBI Repo Rate Cut Impact EMIs?

In recent months, the Reserve Bank of India (RBI) has taken significant steps to manage inflation and stimulate economic growth. One such move is cutting the repo rate, the rate at which RBI lends ...

Best Credit Cards for Beginners in India (2025 Guide)

‘Your first credit card shouldn’t be the flashiest, it should be the smartest.’ If you’re asking ‘Which credit card is best in India for beginners?’ or ‘Which credit card is the best to build credi...

Top 5 Credit Cards for International Travel

Planning a trip abroad? Your credit card can be more than a payment tool; it can be your passport to exclusive travel benefits, lounge access, insurance, and zero forex markup. In this guide, we’ll...

Which is better? Visa Card or Master Card

When it comes to choosing a credit or debit card, one question often comes to mind: Which is better? Visa Card or Master Card. Both are globally accepted, offer a wide range of benefits, and are ba...

10 Best Credit Cards in India 2025

Here in this blog we compare the 10 best credit cards in India 2025 and help you to easily find the ideal credit card to suit your spending style. There are a large number of credit cards options i...

5 Clever Ways to Maximise Credit Card Rewards and Cashback

Credit cards are more than just convenient payment tools, they can be powerful allies in your financial strategy. To truly benefit, you need to know the 5 Clever Ways to Maximise Credit Card Reward...

What Are the 4 Main Credit Cards?

Have you ever tried asking yourself about the 4 main types of credit cards? Well, you are not the only one. There are just too many credit cards types available out there; this may leave one puzzle...

Which Credit Cards Have Zero Annual Fees in India?

When choosing a credit card, one of the most common concerns is the annual fee. Many users prefer credit cards that offer essential benefits without recurring charges. So, which credit cards have z...

Best Credit Cards for Lounge Access in 2025

For frequent travellers, access to premium airport lounges is not just a luxury—it’s a game-changer. Whether you’re looking to escape crowded terminals, enjoy complimentary food and drinks, or simp...

Debit vs Credit Card: What’s the Difference?

When it comes to everyday spending, most people reach for either a debit card or a credit card without thinking twice. But knowing the difference between the two can impact your finances, credit sc...

What Are the 4 Types of Credit? 

Have you ever experienced trying to crack the code of what has made your credit score appear the way it has? This is because the credit profile that you hold is not affected by how much you owe or ...

How to get a home loan as a self employed individual

The Ministry of Statistics and Programme Implementation (MoSPI) reports that over 50% of India’s workforce is self-employed. Yet, despite this growing number, many still face tough challenges when ...

Which Spending Habit is Best for Long-Term Financial Success?

When it comes to managing money, most people ask which spending habit is best for long-term financial success? The answer to this question can help us build a stable financial future and avoid unne...

Top Factors That Affect Your Personal Loan Eligibility in 2025

“Application rejected.” No one wants to see this after applying for a personal loan. By 2025, smarter financial models will make rejections more common and confusing. A stable income isn’t enough, ...

SIP vs SWP: Which one is right for you?

When it comes to smart investing, knowing how and when to put your money in or pull it out can make all the difference. That’s where two popular strategies come into play: Systematic Investment Pla...

How RBI Repo Rate Cuts Affect Bank Personal Loans?

RBI recently cut the repo rate to 5.50%. Now the question comes: How RBI Repo Rate Cuts Affect Bank Personal Loans? This is important for anyone considering borrowing money. Understanding this link...

What is Repo Rate? How Does It Work?

On June 6, 2025, the Reserve Bank of India (RBI) cut the repo rate for the third consecutive time, bringing it down to 5.50%. This move, announced by the RBI’s Monetary Policy Committee (MPC), come...

Do crypto investors in India need a CA ?

Cryptocurrency has taken India by storm, with millions investing in digital assets like Bitcoin, Ethereum, and Solana. But while profits may be tempting, tax compliance can be confusing. This bring...

What is Cryptocurrency and How Does It Work?

In recent years, the term “cryptocurrency” has evolved from tech jargon to a mainstream buzzword. From Bitcoin’s meteoric rise to the expanding world of decentralised finance (DeFi), everyone’s ask...

Do I Need A CA to Buy My First House?

You’re scrolling listings late at night, imagining furniture placements and dreaming of paint swatches. But one question keeps popping up, “Do I Need A CA to Buy My First House?” For many first-tim...

Top 5 Reasons to Hire a CA for Your Tax Filing in India

Feeling lost in ITR forms, TDS deductions, and changing income tax return filing due dates? If you’ve ever felt overwhelmed by income tax e-filing or puzzled by a sudden CBDT extended due date aler...

5 Mistakes That Could Get Your ITR Rejected

The ITR filing date is here, and many taxpayers are rushing to complete their income tax e-filing for AY 2025–26.  But in the hurry to meet the income tax return filing due date, small errors can l...

How to Create an Emergency Fund ?

You know that heart-dropping moment when your phone buzzes and it’s a message about an unexpected bill, a job cut, or your pet needing an emergency vet visit? Yeah, that moment. It’s in those times...

When Should You Begin Retirement Planning ?

Imagine you’re 50, successful in your career, but suddenly it hits you, retirement is closer than you thought, and you’re not prepared. That uneasy feeling? It’s avoidable. The real question is, Wh...

How a CA Helps First-Time Earners Build Strong Financial Habits

Did you know? Nearly 80% of millennials live paycheck to paycheck, and over 60% admit to having no long-term financial plan. For many first-time earners, the thrill of receiving their first salary ...

Utilising a CA for Effective Emergency Fund Planning

A recent report by the RBI found that nearly 7 out of 10 Indians don’t have a dedicated emergency fund. Even those who do often find themselves dipping into it too early. Or worse, realising too la...

Best CA services for Small Business owners

Running a small business comes with its thrills, launching new products, building a team, watching your brand grow. But let’s be honest: when tax season hits, payroll issues arise, or audit notices...

What is the 4% rule in retirement planning?

Retire rich or run out of money, what’s your plan?Imagine you’ve finally reached retirement. No more alarms, no more commutes. But now, a new question creeps in: Will my money last? This is where t...

When to Get a CA Involved in Your Retirement Planning

Have you ever caught yourself thinking, “I’ll figure out retirement later”? For many of us, retirement feels like something far off; a future version of ourselves will deal with it, right? But here...

Role of a CA in Managing Personal Loans and Debts

Picture this: You’re earning well, paying bills on time, and yet, the debt pile keeps growing. Personal loans, credit cards, EMIs, they all start blending into one chaotic financial blur. If this s...

Understanding the Importance of a CA in Real Estate Investments

In the intricate world of real estate, financial missteps can be costly. While property agents and legal advisors play their roles, it’s the Chartered Accountant (CA) who ensures the financial soun...

Why is Tax Planning Important?

While taxes may not be the most exciting topic, they’re a part of life we all have to deal with. In a world where every penny matters, understanding the importance of tax planning can ease financia...

Selecting the Right CA : A Guide for Your Income Tax Needs

Filing income tax can be overwhelming. Between ever-changing regulations, complex deductions, and the constant fear of making a mistake, it’s no wonder many individuals and businesses rely on the e...

Why Gold is Always a Good Investment in Uncertain Times

When markets turn volatile, inflation rises, or geopolitical tensions flare up like the current uncertain India-Pakistan situation, investors begin searching for stability. One asset that consisten...

How a CA Can Help With Budgeting as a Couple

When it comes to love, the heart often takes centre stage, but what about your finances? Figuring out money matters as a couple can be daunting. From planning dreamy vacations to deciding on that p...

How CAs Assist in Retirement Planning for Young Professionals

Retirement planning might seem like a distant concern for young professionals, but starting early is the smartest financial decision one can make. However, most young earners lack the time, experti...

Why Startups Should Consult a CA for Financial Planning

Launching a start up is exciting, but without solid financial planning, even the most promising ventures can fail. While many founders focus on product, marketing, and funding , finances should con...

How Can a CA Help You Save Thousands in Taxes?

Paying taxes is inevitable, but overpaying isn’t. The Indian tax system is complex, and without proper guidance, you might miss out on deductions, exemptions, or smart planning strategies. This is ...

Why is it Important to Have a CA While Setting up a Company?

Setting up a company is an exciting journey, but it comes with complex legal, financial, and compliance responsibilities. A Chartered Accountant (CA) can be your most valuable asset in navigating t...

Is It a Good Time to Buy Gold in 2025?

With inflation, stock market volatility, and geopolitical tensions — especially amid the ongoing India-Pakistan uncertainty — many investors are asking the same question: Is it a good time to buy g...

Benefits of Hiring a CA for Investment Portfolio Management

Managing your investments effectively requires more than just market knowledge, it demands financial discipline, tax planning, and strategic foresight. That’s where a Chartered Accountant (CA) can ...

How a CA Can Help Manage Freelance Finances in India

Freelancing in India has grown significantly, but managing irregular income, taxes, and financial planning can be challenging. This is where a Chartered Accountant (CA) steps in. In this blog, we’l...

What is IPO in Stock Market?

Initial Public Offerings (IPOs) have always attracted attention in the financial world, offering both excitement and opportunity for investors. In this blog, we’ll answer the question what is IPO i...

What is IPO GMP? Why it Matters in the Grey Market

When it comes to investing in IPOs, there’s one term that often grabs headlines before the actual listing, IPO GMP, or Grey Market Premium. But what does it really mean? And how does it impact inve...

What is Lot Size in Options Trading?

If you’re starting out in derivatives trading, one of the first terms you’ll come across is lot size. Whether you’re trading stock options, index options, or futures, understanding what a lot size ...

How to Trade in Options with Small Capital

If you think options trading is only for big investors with huge funds, think again. Even with modest resources, you can participate smartly and profitably in the options market. In this blog, we’l...

How to Trade in Futures and Options

If you’re looking to amplify your investment returns or hedge risks in the stock market, learning how to trade in futures and options could open up exciting opportunities. Futures and options (F&O)...

How to Choose the Right Options Strategy for Any Market Condition

Options trading opens up a world of possibilities, but with so many strategies available, selecting the right one can feel overwhelming. That’s why it’s critical to understand how to choose the rig...

How to Use Options for Portfolio Diversification

When building a strong investment portfolio, diversification is key. But most investors think only in terms of stocks, bonds, and mutual funds. What if there was a way to add flexibility, hedge ris...

What is Options Trading in the Stock Market?

If you’re trying to understand the world of derivatives and want to explore advanced investment strategies, you might be wondering: What is options trading in the stock market? Options trading allo...

What is an ETF in the Stock Market?

If you’ve wondered, “What is an ETF in the stock market?”, you’re not alone. ETFs or Exchange Traded Funds, have gained massive popularity among retail investors in India and globally. These funds ...

Which Sector is Best for Investment in Stock Market?

One of the most common questions new and seasoned investors ask is: Which sector is best for investment in the stock market? The answer isn’t always one-size-fits-all. It depends on market conditio...

How Many Sectors Are in the Stock Market?

When you hear about the stock market, you’re often bombarded with ticker symbols, indices, and company names. But behind every listed stock is a broader sector that defines what kind of business it...

What is the Difference Between Share Market and Stock Market?

When people talk about investing or trading, the terms “share market” and “stock market” are often used interchangeably. But are they really the same thing? Not exactly. Understanding the differenc...

Can NRIs Invest in the Indian Stock Market?

Many Non-Resident Indians (NRIs) are curious about whether they can invest in the Indian stock market, and the answer is yes!NRIs can invest in Indian equities, mutual funds, IPOs and more, but the...

What are the Tariffs Imposed By India On The US

Trade tensions between India and the United States have escalated in recent months following aggressive tariff moves by the US under President Donald Trump. In response, India has introduced a seri...

How does the US Tariff Affect the Indian Stock Market?

The global economy is tightly interconnected, and when the United States, one of the world’s largest economies, imposes tariffs, the impact is felt far beyond its borders. A recent example unfolded...

How to Invest Money in a Falling Market in India?

A falling market can be intimidating, especially for retail investors. But it also presents a real opportunity to build wealth if approached with a smart, steady strategy. When stock prices dip, go...

Best Health Insurance for Senior Citizens

As healthcare costs continue to rise, having the right medical coverage becomes critical, especially for older adults. For individuals aged 60 and above, a standard health insurance plan may not of...

How to File a Health Insurance Claim

When medical expenses hit unexpectedly, knowing how to file a health insurance claim can make all the difference. Whether you opt for cashless treatment at a network hospital or need to get reimbur...

Types of Insurance claims

Filing an insurance claim is how you receive the financial support promised under your policy. But the process and nature of claims can vary depending on the type of insurance you hold. From medica...

Top Health Insurance Companies in India

Choosing the right health insurance provider is just as important as selecting the right policy. With rising medical costs and increasing lifestyle-related illnesses, finding a reliable insurer can...

How to File an Insurance Claim?

Filing an insurance claim can feel like a hassle, especially if you’re unsure about the process. But knowing how to file an insurance claim can save you time, money, and stress. Whether it’s a heal...

Why Insurance Claims Get Rejected

Filing an insurance claim only to see it rejected can be frustrating and financially stressful. Whether it’s a health, motor, or life insurance policy, the denial often comes down to overlooked det...

Difference Between Life Insurance & Health Insurance

When it comes to financial planning, understanding the difference between life insurance and health insurance is key. Both offer vital protection, but they serve different purposes. While life insu...

Top 5 Reasons Why Everyone Should Buy Insurance

Insurance isn’t just a financial product, it’s a shield that protects you from life’s uncertainties. In a country like India, where financial planning is often overlooked until it’s too late, havin...

Types of Insurance Policies in India

Insurance is a crucial financial tool that provides security against unforeseen events. It acts as a safety net for individuals, families, and businesses, ensuring financial stability in times of c...

Term Vs. Life Insurance: What’s the Difference?

Insurance is an essential part of financial planning, ensuring financial security for your loved ones. When choosing a policy, many individuals struggle with term insurance vs life insurance. While...

What is Life Insurance? Why Do You Need It?

Life is unpredictable, and securing your family’s financial future is crucial. Life insurance provides a safety net, ensuring that your loved ones are financially protected in case of an unfortunat...

What is Health Insurance & Why is it Important?

Health is wealth, and securing it with the right health insurance plan is crucial. Medical emergencies can arise unexpectedly, leading to significant financial burdens. Health insurance acts as a f...

Types of SIP: Which one is best?

A Systematic Investment Plan (SIP) is one of the most effective ways to invest in mutual funds. It helps investors build wealth over time by investing a fixed amount at regular intervals. However, ...

SIP vs Step-Up SIP: Which Investment Strategy is Best for You?

A Systematic Investment Plan (SIP) is a method of investing in mutual funds where a fixed amount is contributed at regular intervals (monthly, quarterly, or yearly). However, as income levels rise ...

What is a Step-Up SIP?

A Step-Up SIP (Systematic Investment Plan), also known as a Top-Up SIP, is a strategic investment approach that allows investors to automatically increase their SIP contributions at predefined inte...

Stock SIP vs Mutual Fund SIP: Where to Invest?

Systematic Investment Plans (SIPs) are a popular way to invest in the stock market, but investors often face a dilemma: Should they invest in Stock SIP or Mutual Fund SIP? While both methods involv...

What is Stock SIP?

A Stock SIP (Systematic Investment Plan) is a method of investing in individual stocks at regular intervals, similar to a mutual fund SIP. Instead of investing a lump sum, investors buy shares of c...

SIP vs Mutual Funds: What’s the Difference?

Many investors often confuse Systematic Investment Plans (SIP) with mutual funds, assuming they are the same. However, SIP is just a method of investing in mutual funds, not a separate investment p...

SIP vs Lump Sum: Which One is Better?

When it comes to investing in mutual funds, investors often get stuck between Systematic Investment Plans (SIP) vs lump sum investments. Both methods have their own advantages and risks, making it ...

What is SIP? How to start investing in SIP?

A Systematic Investment Plan (SIP) is one of the most effective ways to invest in mutual funds and build wealth over time. SIP allows investors to invest a fixed amount at regular intervals, ensuri...

CIBIL Score vs Credit Score: What’s the Difference

When applying for a loan or credit card, you may have come across terms like CIBIL score and credit score. Many people use these terms interchangeably, but there is a key difference between them. U...

How Can I Remove Late Payments from My Credit Score?

Late payments can significantly damage your credit score, making it harder to secure loans, credit cards, or favorable interest rates. Whether your late payments were accidental or due to financial...

How to Improve Credit Score After Late EMI Payments?

Missing an EMI payment can significantly impact your credit score, making it harder to access loans and credit in the future. However, a late EMI payment doesn’t mean your credit score is permanent...

How to Get a Credit Card Without a Credit Score?

A credit score is often a key requirement when applying for a credit card. However, if you don’t have a credit history, securing your first credit card might seem challenging. Many banks and financ...

How to Get a Credit Card with a Low Credit Score

Having a low credit score can make it difficult to get a traditional credit card, as lenders prefer applicants with strong financial histories. A poor credit or low CIBIL score signals potential ri...

Types of Fixed Deposit (For 2025)

Fixed Deposits (FDs) continue to be one of the safest and most reliable investment options in 2025. With various types of FDs available, investors can choose based on their financial goals, risk ap...

What is a Fixed Deposit (FD)? Full Form, Meaning & Features

A Fixed Deposit (FD) is a popular investment option where an individual deposits a lump sum amount in a bank or financial institution for a fixed tenure at a predetermined FD interest rate. FDs off...

Sovereign Gold Bond (SGB) Vs Fixed Deposit (FD) – Which one is Better?

Investors often struggle to choose between Sovereign Gold Bonds (SGBs) and Fixed Deposits (FDs) as both offer security and stable returns. While FDs provide guaranteed interest, SGBs vs FDs returns...

Gold Bonds Vs Physical Gold – What is the Difference?

Gold has always been a preferred investment in India, offering financial security and acting as a hedge against inflation. While physical gold has been traditionally popular, Sovereign Gold Bonds (...

Gold Vs Fixed Deposit – Which is Better Investment?

When it comes to safe investment options in India, gold and fixed deposits (FDs) are two of the most preferred choices. Both offer stability and security but differ in terms of returns, liquidity, ...

How to Invest in Gold Through SIP

Gold has been a trusted investment option for centuries, providing financial security and acting as a hedge against inflation. With the advent of Systematic Investment Plans (SIP), investors can no...

Taxation on Digital & Physical Gold in India

Investing in gold, whether digitally or physically, is a common practice in India. Understanding the taxation policies associated with these investments is crucial for effective financial planning....

Best Ways to Invest in Gold

Gold has always held a special place in Indian culture, symbolizing prosperity, tradition, and financial security. From weddings to festivals, gold is not just a precious metal in India but a vital...

Pros and Cons of Investing in Digital Gold

Gold has always been a trusted investment, and with the rise of technology, investors now have the option to buy and sell digital gold. But is it a smart choice? Understanding the pros and cons of ...

Digital Gold vs Physical Gold: Which One is Better?

Gold has long been a preferred investment option for Indians, serving as both a financial asset and a cultural symbol. However, with modern investment options, investors now have a choice between d...

Best Apps to Invest in Digital Gold

Digital gold investment is gaining popularity in India, offering a secure and flexible way to buy and sell gold online. With numerous platforms available, choosing the best apps to invest in Digita...

How to Start Investing in Digital Gold?

Gold has always been a preferred investment option for Indians. However, traditional gold investments come with challenges like storage, theft risks, and additional charges. A modern alternative is...

What Are Gold Bonds & How to Invest in Them?

For a very long time, Gold has been the preferred investment option in India. While physical gold has its limitations, gold bonds provide a secure and profitable alternative. But what are gold bond...

Types of Gold Investments in India

Gold has been a trusted investment in India for centuries, offering financial security and acting as a hedge against inflation. With evolving financial markets, investors now have multiple options ...

What is Digital Gold?

Gold has always been a popular investment choice in India, offering stability and long-term value. But with digital transformation, traditional gold investments have evolved. What is digital gold? ...

Best Electric Cars in India Under 10 Lakhs

With rising fuel costs and a growing focus on sustainability, electric vehicles (EVs) are becoming a preferred choice for many buyers. However, high prices often discourage potential EV owners. Tha...

How to Get a Business Loan Without CIBIL

A good CIBIL score mean less trouble in securing a business loan, but what if you have a low or no credit score? Fortunately, there are ways to get a business loan without CIBIL, whether you are a ...

Best Budget Electric Cars in India

Electric vehicles (EVs) are gaining popularity in India due to rising fuel prices, government subsidies, and increasing environmental awareness. However, many potential buyers hesitate due to high ...

Types of Electric Vehicles in India

Electric vehicles (EVs) are transforming the way we commute, offering eco-friendly and cost-effective alternatives to traditional fuel-powered cars. With advancements in battery technology, governm...

10 Reasons to Buy an Electric Car

With rising fuel costs and growing environmental concerns, many car buyers are considering electric vehicles (EVs). But are they really worth it? If you’ve been debating whether to make the switch,...

Should You Buy an Electric Car?

With fuel prices rising and environmental concerns growing, many buyers are asking: Should you buy an electric car? The EV market in India is expanding rapidly, offering many options. However, befo...

Hybrid Cars vs. Electric Cars: Which One is Right for You?

As India moves towards greener transportation, many buyers find themselves choosing between hybrid cars vs electric cars. While EVs (electric vehicles) offer zero emissions, hybrid cars provide a b...

Best Electric Cars in India for First-Time Buyers

With the rise of sustainable mobility, electric vehicles (EVs) are becoming a popular choice for first-time buyers in India. But with multiple options available, choosing the right one can be overw...

Hidden Costs of Owning an Electric Car: What No One Tells You

Hidden costs of owning an electric car are often overlooked when buyers compare EV vs petrol vehicles. While EVs promise lower running costs and eco-friendliness, factors like battery replacement, ...

Pros & Cons of Buying an Electric Car

Electric vehicles (EVs) are revolutionizing the automobile industry, offering an eco-friendly alternative to traditional gasoline-powered cars. However, before making the switch, it’s essential to ...

How to Boost Your CIBIL Score from 300 to 750

A CIBIL score can make or break your financial opportunities. A score closer to 300 signals poor credit behavior, while a score above 750 reflects responsible credit management and opens doors to b...

How to Retire Early in India

Retiring early is an ambitious yet achievable goal for those willing to plan and commit to financial discipline. In India, early retirement is gaining popularity, especially among millennials and G...

Union Budget Highlights 2025

The Union Budget 2025, presented by Finance Minister Nirmala Sitharaman, introduces major reforms focused on economic growth, tax relief, infrastructure development, and digital transformation. Thi...

New Income Tax Slab FY 2025-26: No Income Tax Till 12 Lakhs

The Union Budget 2025-26, presented by Nirmala Sitharaman, brought significant tax relief for the middle class. One of the biggest highlights is the new income tax rates, which now offers zero pers...

What are the Pros & Cons of Early Retirement

Retiring early is a dream for many—the idea of financial freedom and more time to pursue passions can be incredibly appealing. However, early retirement also comes with its own set of challenges th...

What is FIRE & How Can You Achieve It?

The concept of FIRE (Financial Independence, Retire Early) has gained immense popularity in recent years. It’s a lifestyle movement that encourages individuals to achieve financial independence ear...

5 Easy ways to improve your CIBIL Score

Your CIBIL score is a critical factor in determining your creditworthiness. It plays a major role when applying for loans or credit cards, influencing approval chances and interest rates. If your s...

How Can I Be Financially Free at 40?

Achieving financial freedom by the age of 40 is an ambitious yet attainable goal. Financial freedom means having enough wealth to cover your living expenses without depending on a paycheck. In this...

How to build wealth in your 30s

Did you know that the earlier you start investing, the greater your chances of becoming financially independent? A report by the Reserve Bank of India shows that Indians are saving nearly 30% of th...

How to build wealth with low income?

They say money can’t buy happiness, but let’s be real—it does buy peace of mind. For many, the struggle of living paycheck to paycheck isn’t just about numbers; it’s an emotional weight that impact...

What are the four pillars of wealth creation?

Have you ever wondered why some people seem to have a magical ability to grow their wealth while others struggle to make ends meet? Spoiler alert: It’s not magic—it’s strategy. Contrary to popular ...

Essential Financial Tips for 2025

As we enter 2025, financial management continues to evolve with new challenges and opportunities. Whether it’s navigating inflation, exploring emerging investment options, or adopting digital tools...

What Are the Key Areas of Personal Finance?

Managing money effectively is a crucial skill that impacts every aspect of your life. Whether you’re planning for short-term expenses or long-term goals like retirement, understanding the key areas...

What is Personal Finance? How Can You Achieve it?

In today’s fast-paced world, understanding your finances is more important than ever. Personal finance forms the foundation for managing money effectively, enabling you to save, invest, and achieve...

5 Ways to Choose the Best Personal Loan

Personal loans are a popular financial tool for meeting various needs, from consolidating debt to covering medical emergencies or financing big-ticket purchases. However, choosing the best personal...

Which Bank Gives a Personal Loan Easily in India?

Personal loans are one of the most sought-after financial products due to their versatility. Whether you’re looking to consolidate debt, cover medical emergencies, or finance a wedding, personal lo...

Factors Affecting Personal Loan Amount

Personal loans are one of the most convenient financial products to cover emergencies, big-ticket expenses, or consolidate debt. However, the amount you can borrow depends on several factors that l...

Common Mistakes to Avoid While Applying for a Personal Loan

Applying for a personal loan can be a quick and effective way to meet financial needs. However, small errors during the application process can lead to delays, rejections, or unfavorable terms. In ...

How to Get an Instant Loan Without a CIBIL Score?

Are you also wondering, “Is it possible to get a loan without a credit score?” or “Can I get a loan without a CIBIL score?” Well, your CIBIL score plays a crucial role in determining your eligibili...

How to Get a Personal Loan at Low Interest?

Personal loans are a popular choice for financing major expenses, consolidating debt, or covering emergencies. However, the interest rate you receive can significantly impact the overall cost of th...

What to do if my CIBIL score is negative?

Did you know that nearly 80% of loan rejections in India are due to a low or negative CIBIL score? If you’re facing challenges because of your credit score, you’re not alone. But what exactly is a ...

How to Increase CIBIL Score from 500 to 750?

Your CIBIL score is a three-digit number that determines your creditworthiness. A low score of 500 can limit your financial opportunities, making it difficult to secure loans or credit cards. Howev...

Types of Mutual Funds in India

When it comes to investing, mutual funds have become one of the most popular financial instruments in India. They offer diversification, professional management, and accessibility, making them idea...

What Are Mutual Funds and How to Invest in Them?

When it comes to building wealth, mutual funds have emerged as one of the most versatile and accessible investment options in India. Whether you’re a beginner or a seasoned investor, understanding ...

Mutual Fund vs ETF: Which One is Better?

Investors today have a wide range of options to grow their wealth. Among the most popular choices are mutual funds and exchange-traded funds (ETFs). While both provide diversification and professio...

How Much Wealth Can You Build with Mutual Funds in 10 Years?

Mutual funds are one of the most effective ways to grow wealth over time. With disciplined investing and the power of compounding, mutual funds can help you achieve your financial goals. But how mu...

Equity vs. Hybrid Mutual Funds: What’s Right for Your Portfolio?

When planning your investment journey, deciding between equity mutual funds and hybrid mutual funds can seem overwhelming. Both options offer distinct benefits and cater to different investor profi...

Mutual Funds vs Direct Stocks: Which Offers Better Returns?

Mutual funds and direct stocks are two of the most popular investment options available to individuals looking to grow their wealth. Both approaches offer unique benefits and risks, making it essen...

Are Debt Mutual Funds a Safer Bet in a Volatile Market?

When market volatility strikes, many investors look for safer alternatives to equity investments, and debt mutual funds often come up as an option. They are generally considered less risky compared...

How to Get a Personal Loan with Bad CIBIL?

A personal loan is often a go-to option for managing financial emergencies or achieving big-ticket goals. However, a low CIBIL score can make obtaining a personal loan challenging. Banks and lender...

What Are the 5 Principles of Personal Finance?

Personal finance is the foundation of financial freedom and stability. To make smart money decisions, it’s essential to understand the 5 key principles of personal finance that guide effective fina...

How to Use Credit Card for Maximum Benefit?

Using a credit card wisely can offer a lot of benefits, from building your credit score to earning rewards on purchases. However, many people fail to maximize these advantages and instead fall into...

From the Founders desk—Fello updates

Hello Everyone! Hope you are doing great! When we started Fello, we came up with this vision of making finance fun and rewarding. It was a very novel idea that was absolutely new in India and every...