Top 5 Fractional Ownership Platforms in India

Fractional real estate has emerged as a smart and affordable way to invest in premium properties without spending crores. With prices in the real estate market increasing like never before, full ownership has become increasingly out of reach for middle-class investors. But Fractional Real Estate (FRE) changes that; it allows you to co-own a share of high-value assets such as luxury apartments, offices, and commercial spaces at a fraction of the total cost.

This model not only makes property investment feasible but also ensures steady rental income and capital appreciation over time. Plus, with professional property management and zero maintenance hassle, investors enjoy all the benefits of real estate, minus the stress. FRE is redefining how India invests in real estate, making wealth creation easier, smarter, and more accessible than ever.

What is Fractional Ownership?

Fractional ownership is an investment approach that allows individuals to purchase a share of a high-value asset, most commonly real estate, without having to buy the entire property.

These assets can include:

• Commercial Properties: Office spaces, retail centers, and co-working hubs that generate consistent rental income.
  
• Residential Properties: Luxury apartments or villas in prime locations, offering both personal use and attractive rental returns.
  
• Industrial Assets: Warehouses, logistics parks, and manufacturing facilities that deliver long-term appreciation and steady lease-based revenue.
  

Investors earn returns through rental income and capital appreciation, both distributed according to their ownership percentage. This model makes real estate investment more accessible, diversified, and rewarding for a wider range of investors.

Explore: Is Fractional Ownership Legal in India?

Fractional Real Estate Platforms in India

Key Features of these platforms:

Top 5 Fractional Real Estate Platforms in India

Estates by Per Annum

 Minimum Investment: ₹10 lakhs
Target Returns: 40%+ (targeted on select luxury projects)

Highlights:

•  A strong track record of managing over ₹10,000 crores in assets and a community of 5 lakh+ active investors, the platform ensures trust, scale, and performance.
• Transforming the way people invest in real estate through its innovative fractional ownership model, allowing investors to transparently co-own premium properties.
• High-Value Appreciation: Access premium real estate assets with strong growth potential.
• Grade-A Partnerships: Collaborations with India’s most reputed developers for quality assurance.
• Enables retail investors to co-own high-value real estate across Gurgaon, Noida, and Bangalore.
• Offers strong marketing, transparent dashboards, and festive reward programs 
•  Per Annum offers target returns of 18–25% annually in the short term.

Why It Stands Out:
Estates bridges luxury real estate and accessible investing, making top projects attainable through fractional models.

hBits

Minimum Investment: ₹10 lakhs
Target Returns: 10%–18%

Highlights:

• Backed by reputed investors and offers office assets leased to MNCs.
• Registered with SEBI under small-medium REIT framework.
• Offers resale marketplace for early liquidity.
• Seamless exits and continuous price discovery for asset tracking.
• High quality assets at low ticket size of Rs. 25 lakhs
  

Why It Stands Out:
hBits focuses heavily on compliance and has introduced secondary market liquidity, a key differentiator in this sector.

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Assetmonk

Minimum Investment: ₹10–25 lakhs
Target Returns: 12%–24% IRR

Highlights:

• Offers fractional ownership in commercial, co-living, and hybrid assets.
  
• Uses SPV (Special Purpose Vehicle) structure for ownership and governance.
  
• Provides regular rent payouts and exit opportunities every 3–5 years.
  

Why It Stands Out:
Assetmonk combines institutional-grade assets with detailed due diligence, making it one of India’s most trusted alternative investment platforms.

• Assetmonk only curates opportunities that are backed by a physical asset. This ensures your principal amount is always protected.
• With zero to negligible risk, you can be relieved that the returns on your investment and capital are stable.
• Pre-agreed monthly, quarterly, and annual or end-of-life pay outs.

BRIK itt

Minimum Investment: ₹10 lakhs
Target Returns: 12%–20%

Highlights:

• Specializes in premium residential and hospitality projects.
• Operates a growing investor network and provides detailed property insights.
  
• Offers flexible tenure-based investment models.
• Enables small-ticket investments in high-value properties.
• Allows ownership exchange within its portfolio.
• Investors can begin their journey with a minimum investment of Rs. 6 lakhs.

Why It Stands Out:
Brikitt’s focus on community-driven co-ownership and user experience makes it popular among first-time investors.

Claravest

Minimum Investment: ₹10 lakhs
Target Returns: 11%–20%

Highlights:

• Focused on fractional ownership in residential and commercial real estate.
  
• Provides a clear dashboard for tracking returns and asset performance.
  
• Partners with top developers across Tier-1 cities like Bengaluru, Pune, and Gurgaon.
  

Why It Stands Out:
Claravest combines tech-driven investment management with easy entry points for retail investors. It’s known for simplifying real estate investments and offering transparency in both documentation and returns.

• Ensures compliance with legal and financial regulations, providing investors with security and clarity in ownership.
• The platform leverages technology to provide a hassle-free investment experience, from property selection to ownership management.

Explore: Is Fractional Ownership Legal in India?

Comparison Table

Platform	Asset Type	Min. Investment	Target Returns	Key Differentiator
Assetmonk	Commercial & Hybrid	₹10–25L	12–24%	Strong due diligence
Property Share	Commercial	₹10L	9–20%	Proven track record
hBits	Office & REIT-linked	₹10L	10–18%	Regulated structure
Brikitt	Premium Residential	₹10L	12–20%	Investor community
Per Annum (Estates)	Luxury Real Estate	₹10L	40%+ (targeted)	Luxury focus

Things to Consider Before Investing

• Regulation: Prefer platforms aligned with SEBI’s SM-REIT norms.
  
• Liquidity: Check for exit windows or resale marketplaces.
  
• Transparency: Verify property documents, leases, and audit trails.
  
• Tenure: Fractional real estate is ideal for 3–7-year horizons.
  
• Taxation: Rental income is taxable; capital gains apply on sale.
  

Conclusion

The Top 5 Fractional Ownership Platforms in India, Estates by Per Annum , Assetmonk, Property Share, hBits, Brikitt, are making premium property ownership simpler and smarter.

Fractional ownership offers a middle ground between direct property purchase and REITs, ideal for investors seeking steady income, diversification, and tangible asset exposure.

If you’re planning to diversify your portfolio in 2025, fractional real estate might just be your next big move.